1. Annual Percentage Yield (APY)

- Applicable time:

Portfolio interest is calculated with compound interest - Formula:

Invest Amount * (1+APY%) ^ ( days/365 ) - Invest Amount = Interests - Example:

Portfolio A - six months period with APY 15%

Invest Amount: 1000 USDT

Estimated Interests: 1000*(1+15%)^(183/365)-1000=72.585861 USDT - Note:

The portfolio period is calculated from the date of subscription.

For example, a 3 months portfolio period starts from 2/1, the actual days are 28+31+30=89 days.

2. Return on Investment (ROI)

- Applicable time:

Portfolio interest is calculated with simple interest - Formula:

Interests/Invest Amount=ROI% - Example:

Portfolio B - six months period with ROI=15%

Invest Amount: 1000 USDT

Estimated Interests: 150 USDT