Steaker provides a wide variety of portfolios, but which one is suitable for you as an investor then? The following are 5 categories of portfolios with regard to the risk-taking attributes of the subscribers to help you find out the most appropriate portfolio for you.
Users are classified into the following 5 types of investors according to the ratio of capital (principal) losses they can afford:
1. Conservative Investors: The maximum loss you will sustain is less than 1% (excluding 1%) of the principal.
2. Robust Investors: The maximum loss you will sustain is less than 15% (excluding 15%) of the principal.
3. Lv1 Adventurous Investors: The maximum loss you will sustain falls between 15% and 25% (excluding 25%) of the principal.
4. Lv2 Adventurous Investors: The maximum loss you will sustain is between 25% and 49% (excluding 49%) of the principal.
5. Lv3 Adventurous Investors: The maximum loss you will sustain is over 49% of the principal.
A. Conservative Investors
Recommended Portfolio: Fixed-Rate
If you are really dreading losses and prefer to have a fixed income, it is highly recommended that you choose our Fixed-Rate portfolio. This portfolio adopts a strategy of stablecoin lending, where Steaker will bear the risk of crypto market fluctuations. All you need to do is regularly check your assets that are guaranteed to bring returns!
B. Robust Investors
Recommended Portfolio: Variable-Rate, Yield Farming
Robust investors will have a higher risk appetite than conservative investors but also focus on stable returns. Our Variable-Rate portfolio thus taps into low-risk arbitrage strategies, while DeFi Yield Farming portfolio taps into audited protocols for farming to gain profit. This type of portfolio is set to activate a stop-loss safety mechanism where necessary, enabling assets to grow steadily. Overall, with a slight increase in risk, the APY will be higher accordingly.
C. Adventurous Investors
Recommended Portfolio: High-Rate, Pure Quant, TWDFI, DeFi HODL, Anchor UST
In addition to low-risk stablecoin lending and algorithmic arbitrage, our High-Rate portfolio also incorporates a strategy of high-risk quantitative trading. While maintaining steady returns, it aims higher to maximize ROI, being applicable in both bullish and bearish markets. However, the overall risk attribute will also increase on account of the high-risk strategy involved.
Adventurous investors are a group of people willing to take extremely high risks in exchange for incredibly high rewards. This type of portfolio will be the most volatile, with a possibility of maximum loss greater than 15% of the principal. In the face of such a high-risk strategy, there are different stop-loss points specifically set for each portfolio so that you have your principal guaranteed while earning your rewards! For those who can't sustain losses due to crypto fluctuations, please subscribe to the aforementioned lower-risk portfolios.
Besides Fixed-Rate and Variable-Rate portfolios, the rest are Steaker's limited portfolios. The subscription time, qualifications, start time, along with caps on the portfolios will be announced on the official website and social media sites. For those who wish to subscribe to our limited portfolios, make sure you keep an eye on Steaker's News, Facebook fanpage, and Line OpenChat!